Article by Joel Attis for the Times & Transcript on June 6, 2019

A shareholder agreement is a document that prescribes the guidelines that govern the relationship between a company and its shareholders’ and the relationship between the shareholders themselves.

Article by Marc-André Castonguay for the Times & Transcript May 23, 2019

A few weeks ago, when my daughter had a cold, she asked me for medication, so she would feel better as soon as possible. She was obviously disappointed when I told her that the best medicine for a cold was to rest. “Dad, that’s not a solution!” But a few days later, she was back to her usual cheerful self as she overcame her cold.

Article by Marcel LeBlanc for the Times & Transcript on May 9, 2019

Are guaranteed investment products really safer than risky alternatives like the stock market? Guaranteed investments have their own risks when it comes to your chances of reaching financial goals.

Article by Scott Lewis for the Times & Transcript - April 25, 2019

Retirement is supposed to be the reward for all those years of working, planning and saving. However, retirement will look different for each of us: some will enjoy the golden years and others will spend much of it worrying if they will outlive their savings. The good news is that there are steps you can take to turn the dream of your ideal retirement into reality.

Equity Markets

Well that was helpful! Equity investors were treated to a miserable quarter to finish 2018 but saw their patience well rewarded as we kicked off 2019. Strong returns were widespread across all major equity asset classes. Central banks signalled to investors that rate hikes were done for the time being. This should help economies continue to grow with access to inexpensive capital. Furthermore, the US and Chinese governments are both signalling that trade disputes between the two countries are slowly getting sorted out. As such, investors feel better about economic prospects going forward.

April 11, 2019 - Article by Marcel LeBlanc for the Times & Transcript

Does money really make you any happier? Popular thinking is that there’s a direct positive correlation between money and happiness. But what if I told you there’s a way to be happier with less money?

Louisbourg Investments seeks a self-motivated individual to join our dynamic team and play a leading role as Investment Counsellor.

March 28, 2019 - Article by Jared Burns, CPA, CA for the Times & Transcript

Someone once told me “don’t just be another voice in the choir”.  I have never sung in a choir (for obvious reasons) and I don’t think I’ll start now.  So, instead of another article about this year’s federal budget, I am going take a different direction and write about what was not in the budget.  There are two tax related items absent from the 2019 budget worth discussing. 

MARCH 26, 2019; SACKVILLE, NB - A new collaboration between the Mount Allison University Commerce Department and Louisbourg Investments is giving students a valuable experiential learning experience in investment managing as part of their undergraduate education.

Article by Robert Currie for the Times & Transcript February 28, 2019

“A truly great business must have an enduring “moat” that protects excellent returns on invested capital. The dynamics of capitalism guarantee that competitors will repeatedly assault any business “castle” that is earning high returns.”

Warren Buffet, 2007 Letter to Shareholders

One of the many pillars of fundamental investing is finding companies that have created value over time. But what does it mean for a company to “create value?”